Terms and conditions for xadrolooria.com users
Please review these terms before using our website or subscription services. They explain your rights, responsibilities, and our policies.
September 14, 2025
Acceptance of terms
By accessing or using xadrolooria.com, you agree to these terms and all applicable laws. If you do not accept these terms, please do not use our services.
Definitions
The following definitions apply throughout these terms for clarity.
‘Site’ refers to xadrolooria.com and all associated subdomains and content.
‘User’ means any individual who accesses or uses our site or services.
‘Subscription’ covers our monthly financial planning service, including advisory access and plan reviews.
‘Agreement’ is this set of terms and conditions between you and xadrolooria.
Service usage guidelines
Our subscription offers guidance and regular reviews but does not include investment advice or product recommendations. Use is limited to those aged 18 and over.
Eligibility
Users must be at least 18 years old and legally capable of forming contracts under UK law. Our services are not available where prohibited by law.
Proof of age may be required.
User responsibilities
You agree to provide accurate information and use our services lawfully.
Prohibited uses
You may not use our site or services to:
Intellectual property rights
All content, trademarks, and materials on xadrolooria.com belong to xadrolooria or its licensors. You may not copy, reproduce, or distribute without written permission.
User-generated content
You are responsible for all content you submit. We may use, edit, or remove content as appropriate.
User content rights and responsibilities
By submitting content, you grant us a licence to use it for site operation, review, or improvement.
Privacy and data protection
Your data is handled according to our privacy policy. We are committed to protecting your information and complying with GDPR and UK data laws.
Read privacy policyDisclaimer of warranties and results
We provide our services as described but do not guarantee specific outcomes or performance.
Important notice
Results may vary. Past performance does not guarantee future results. Use information at your own discretion.
Limitation of liability
xadrolooria is not liable for any indirect, incidental, or consequential damages resulting from use of our site or services.
Indemnification
You agree to indemnify xadrolooria against any claims or damages from your misuse of the site or breach of these terms.
Dispute resolution process
Most issues can be resolved by contacting us. We aim for fair, amicable outcomes.
Arbitration
Disputes not resolved informally may be referred to arbitration in the UK, following current rules.
Legal rights are not waived by using arbitration.
Online dispute resolution (ODR)
EU users may use the European ODR platform for cross-border disputes. See official guidance for details.
Learn about ODR processSeverability
If any term is invalid, the rest remain in effect.
Entire agreement
These terms form the full agreement between you and xadrolooria regarding use of our site and services.
Applicable law and jurisdiction
These terms are governed by UK law. Disputes are subject to UK courts.
Termination
We may suspend or terminate services for breach of terms or unlawful conduct. You may cancel your subscription at any time.
Modifications
We reserve the right to update these terms. Changes are effective immediately once posted.
Contact our legal team
For questions or disputes about these terms, please contact us using the details below.
Email address: content@xadrolooria.com
Phone: +44(0)073796737
Address: 100 Embankment, Salford, Greater Manchester, M3 5FB United Kingdom
Effective date: September 14, 2025
Version: 3.1